Building a Property Portfolio — Strategy for High Earners
Building a property portfolio in Australia? The 2026 budget rewrote the strategy: new-build vs established, the 1 July 2027 CGT shift, and what to do now.
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11 articles
Building a property portfolio in Australia? The 2026 budget rewrote the strategy: new-build vs established, the 1 July 2027 CGT shift, and what to do now.
Cross-collateralisation costs nothing upfront. The bill arrives when you sell or refinance. See the $84,000 one Brisbane investor almost lost control of.
Property vs shares investment in Australia changes on 1 July 2027. New CGT rules level the tax field, so leverage decides. See the $150,000 worked numbers.
Positive gearing on an investment property, explained: the tax, the cash flow, and why the May 2026 federal budget made rent-first investing the strategy.
Depreciation schedule for your investment property: five-figure first-year claims on new builds, and why the May 2026 budget raised the stakes for investors.
A debt recycling strategy in Australia turns home loan interest into a tax deduction. See the 2026 budget rules, the new CGT maths and a worked example.
Equity release for an investment property in Australia: how much equity you can reach, the 12 May 2026 budget cut-off, and the cap that sets your deposit.
New build or established? The 2026 budget changed how buying an investment property in Australia works. Deposits from 15% with no LMI, DTI caps and tax.
Negative gearing changes: what to do before 1 July 2027. Grandfathering, quarantined losses, new-build rules and the CGT transition for property investors.
CGT negative gearing changes 2026 are now law. See what's grandfathered, what's quarantined from 1 July 2027, and the tax moves still open to investors.
Negative gearing explained for Australia's post-12 May 2026 rules: who keeps the deduction, why new builds win, and the numbers to run before you buy.
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