Wity
No credit check required

Your shortest path to a better home loan

Whether you're buying your first home, refinancing, or looking to save on your current loan, we compare 45+ lenders to find you the best deal.

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1,000+ happy homeowners

Commonwealth Bank
ANZ
Westpac
NAB
Macquarie
ING
St.George
Bankwest
Commonwealth Bank
ANZ
Westpac
NAB
Macquarie
ING
St.George
Bankwest
Commonwealth Bank
ANZ
Westpac
NAB
Macquarie
ING
St.George
Bankwest
Commonwealth Bank
ANZ
Westpac
NAB
Macquarie
ING
St.George
Bankwest
JM
SC
TK
LP
What We Do

Your one stop for everything home loans

Purchase

Buy with confidence
Get pre-qualified offers from 45+ lenders with expert guidance every step of the way. Find the perfect loan for your dream home.

Refinance

Refinance with convenience
Access up to 95% borrowing without LMI fees. Switch to a better rate and save thousands over the life of your loan.

Negotiate

Save without hassle
Let us renegotiate your existing loan with your current lender. No paperwork, no switching - just better rates.
Why Choose Us

Rebuilding the mortgage process with your best interest in mind

Instant & Comprehensive
Compare rates from 45+ lenders in minutes. Get a complete picture of your options instantly.
One Application
Apply once and we'll match you with the best lenders. Fast, easy, and hassle-free process.
Exclusive Benefits
Access up to 95% borrowing without LMI fees. Exclusive rates not available elsewhere.
Confidential & Secure
ASIC regulated and bank-level encryption. Your data is protected at every step.
Testimonials

1,000+ happy homeowners & counting...

See what our customers have to say about their experience with Wity.

Wity made buying my first home so much easier. They found me a rate I didn't think was possible and guided me through every step. Highly recommend!

SM
Sarah M.Purchase
Sydney, NSW

Switched from my old lender and now saving over $400 a month. The process was seamless and the team was incredibly responsive.

JT
James T.Refinance
Melbourne, VIC

As a first home buyer, I was nervous about the whole process. Wity's team explained everything clearly and got me pre-approved in just 2 days!

PK
Priya K.Purchase
Brisbane, QLD

They negotiated a better rate with my current lender without me having to switch. No paperwork, no hassle. Just savings!

MR
Michael R.Negotiate
Perth, WA

Best decision I made this year. Wity found me a lender offering 95% LVR without LMI. Saved me thousands in upfront costs.

EL
Emma L.Refinance
Adelaide, SA

Professional, efficient, and genuinely caring about finding the right loan for my situation. Will definitely use them again for my next property.

DC
David C.Purchase
Gold Coast, QLD

Wity made buying my first home so much easier. They found me a rate I didn't think was possible and guided me through every step. Highly recommend!

SM
Sarah M.Purchase
Sydney, NSW

Switched from my old lender and now saving over $400 a month. The process was seamless and the team was incredibly responsive.

JT
James T.Refinance
Melbourne, VIC

As a first home buyer, I was nervous about the whole process. Wity's team explained everything clearly and got me pre-approved in just 2 days!

PK
Priya K.Purchase
Brisbane, QLD

They negotiated a better rate with my current lender without me having to switch. No paperwork, no hassle. Just savings!

MR
Michael R.Negotiate
Perth, WA

Best decision I made this year. Wity found me a lender offering 95% LVR without LMI. Saved me thousands in upfront costs.

EL
Emma L.Refinance
Adelaide, SA

Professional, efficient, and genuinely caring about finding the right loan for my situation. Will definitely use them again for my next property.

DC
David C.Purchase
Gold Coast, QLD

Wity made buying my first home so much easier. They found me a rate I didn't think was possible and guided me through every step. Highly recommend!

SM
Sarah M.Purchase
Sydney, NSW

Switched from my old lender and now saving over $400 a month. The process was seamless and the team was incredibly responsive.

JT
James T.Refinance
Melbourne, VIC

As a first home buyer, I was nervous about the whole process. Wity's team explained everything clearly and got me pre-approved in just 2 days!

PK
Priya K.Purchase
Brisbane, QLD

They negotiated a better rate with my current lender without me having to switch. No paperwork, no hassle. Just savings!

MR
Michael R.Negotiate
Perth, WA

Best decision I made this year. Wity found me a lender offering 95% LVR without LMI. Saved me thousands in upfront costs.

EL
Emma L.Refinance
Adelaide, SA

Professional, efficient, and genuinely caring about finding the right loan for my situation. Will definitely use them again for my next property.

DC
David C.Purchase
Gold Coast, QLD

Wity made buying my first home so much easier. They found me a rate I didn't think was possible and guided me through every step. Highly recommend!

SM
Sarah M.Purchase
Sydney, NSW

Switched from my old lender and now saving over $400 a month. The process was seamless and the team was incredibly responsive.

JT
James T.Refinance
Melbourne, VIC

As a first home buyer, I was nervous about the whole process. Wity's team explained everything clearly and got me pre-approved in just 2 days!

PK
Priya K.Purchase
Brisbane, QLD

They negotiated a better rate with my current lender without me having to switch. No paperwork, no hassle. Just savings!

MR
Michael R.Negotiate
Perth, WA

Best decision I made this year. Wity found me a lender offering 95% LVR without LMI. Saved me thousands in upfront costs.

EL
Emma L.Refinance
Adelaide, SA

Professional, efficient, and genuinely caring about finding the right loan for my situation. Will definitely use them again for my next property.

DC
David C.Purchase
Gold Coast, QLD

4.9

Average rating

1,000+

Happy customers

$4,500

Avg. yearly savings

Our Lender Panel

45+ lenders in one place

Access over 1,000 products from 45+ financial institutions. From big banks to specialist lenders, we compare them all to find your perfect match.

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FAQs

Frequently asked questions

Everything you need to know about our service

Unlike banks that only offer their own products, we compare loans from 45+ lenders to find you the best deal. Our service is free, and we handle all the paperwork and negotiations on your behalf. You get access to exclusive rates and a dedicated broker who works for you, not the bank.

Ready to find your perfect home loan?

Get started in minutes with no impact on your credit score. Compare rates from 45+ lenders and find your best deal today.