Our Mission
Empower Australian homeowners to take control of their financial future and achieve their dream of better homeownership — with ease, transparency, and competitive rates.
45+
Lender partners
100%
Australian owned & operated
2,400+
Home loan products compared
1,000+
Happy homeowners
Our story
What's Important To You
Wity started with a question most banks never ask: What's important to you?Not what product you want, not what rate you're chasing — but what actually matters in your life, and how your home loan should fit around it.
After years inside the lending industry, our founder saw the same pattern repeat: borrowers being offered products that suited the bank, not the person sitting across the desk. We built Wity to fix that — with honest advice, access to the full market, and a real person who stays with you after settlement.
Today, Wity partners with 40+ lenders, holds exclusive medico lending policies, and uses real-time technology to match every borrower with the loan that genuinely fits their life. The name says it all — What's Important To You.
What we stand for
The values that hold us accountable
Honesty before everything
We tell you how we get paid, what the trade-offs are, and whether switching is genuinely worth it. Even when the honest answer means we earn less.
People, not transactions
Every client gets a dedicated relationship manager who stays with them after settlement. We don’t disappear when the commission clears.
Your best interest, not ours
We’re bound by Best Interests Duty. We recommend the loan that fits you — not the one that pays us the most. And we show you the numbers to prove it.
Complexity is welcome
Self-employed, multiple properties, SMSF, visas, non-standard income — the scenarios others call ‘too hard’ are where we do our best work.
Radical transparency
Every number, every option, every trade-off — laid out clearly so you can make decisions with confidence, not guesswork.
Excellence in execution
Details matter. We manage documents, lender queries, and settlement proactively — so nothing slips, and nothing takes longer than it should.
The people behind Wity
Meet our team
Hark Sehra
Founder & CEO
Lauren Harris
Relationship Manager
Stephanie Dawson
Loan Operations
Common questions
Frequently asked questions
Ready to talk?
Get started now
Start the questionnaire or book a call. Either way, we’ll listen first.
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The information on this website is general in nature and does not constitute personal financial advice. Credit eligibility criteria, terms, conditions, and fees apply. Wity is the trading name for Wity Pty Ltd ACN 624 943 559 | Authorised credit representative 508333, a related body corporate of NF84 Pty Ltd (NF84), which holds Australian Credit Licence 531736. Wity and NF84 are subsidiaries and related body corporates of NF84 Pty Ltd (ACN 629 183 633).