Home loans / Other healthcare workers
Working in healthcare and buying or refinancing? Tell us about your profession, how you earn and what you want to do. Wity helps you explore the loan options that may fit.
What brings you here?
From a hospital role to your own practice, start with the details that matter to your next move.
I'm ready to buy. Is my deposit enough?
Look at your deposit alongside purchase costs and the amount you want to borrow. Wity can check whether occupation-specific options are available for your profession and circumstances under current lender policy.
My pay changes from one roster to the next.
Include your base pay, overtime, allowances and any other employment. The evidence and lender policy determine how those amounts are assessed; a payslip total alone does not tell the whole story.
I work for myself or run a practice.
Explain how you are paid, how long you have been trading and whether you also earn employment income. Your adviser can identify the financial records needed for the lenders being considered.
My current loan hasn't changed with me.
A new role, a different income mix or changed household plans can be a reason to revisit your loan. Compare the current loan with alternatives, including features, switching costs and the remaining term.
The details that matter
Physiotherapists, pharmacists, psychologists and other healthcare professionals may have different options to consider. The useful question is which ones fit your situation.
Explore buying a homeAny occupation-specific option depends on current lender policy, eligibility and full assessment of your circumstances.
The next steps
Choose your loan goal, explore indicative options and talk through the details before deciding how to proceed.
Choose buying or refinancing and tell us about your occupation, finances and property plans. Your matched loan options are indicative, based on what you tell us, rather than a personal recommendation or approval.
Talk with the Wity team about your work, your plans and what you need help with. This discovery conversation sets out the next steps without a loan recommendation or credit advice.
Your adviser prepares your WityLoanPlan and explains the recommendation at a strategy meeting. The figures and available options may change as your details are verified.
If you accept your loan proposal, Wity prepares the application and documents for lodgement. The lender assesses the application; if approved, Wity helps coordinate your purchase settlement or refinance switch.
Accepting a proposal authorises preparation; it does not submit an application or guarantee approval. After settlement, your Home Loan Review is a place to revisit your loan as circumstances change.
A little more clarity
A few useful answers. For the details that are specific to you, talk with our team.
Book a callKeep exploring
Tell us whether you are buying or refinancing, then share the details that shape your options.
This page provides general information, not a personal recommendation. Matched loan options are indicative and based on the details supplied. Income treatment and any occupation-specific options remain subject to verification, current lender policy, eligibility and full assessment. Approval is not guaranteed.
