What is LMI Waiver?
An LMI waiver is a lender policy that waives the LMI requirement at higher LVRs (usually up to 90%, sometimes 95%) for specific professions — most commonly medical, legal, accounting, and senior corporate professionals.
Why it matters for you
On a $1M purchase at 90% LVR, LMI waiver saves $15K–$25K. On a $1.5M purchase at 90%, savings jump to $30K–$45K. Under Wity's medico policy, AHPRA-registered medical and allied health professionals access this benefit — including GPs, specialists, dentists, pharmacists, physios and psychologists.
Last updated: April 2026