What is Bridging Loan?
A bridging loan is a short-term facility that covers the gap between buying a new property and selling your existing one. For a set period (usually 6–12 months), you temporarily hold both loans.
Why it matters for you
Bridging lets you move on your timeline, not the market's. Interest capitalises during the bridge, so the sale needs to happen within the agreed window. Costs depend on the "peak debt" calculation, but with the right structure, bridging can unlock a smoother move.
Last updated: April 2026