Are Home Loan Cashback Offers Worth It?
Is a home loan cashback offer worth it? Around 10 lenders pay $1,000–$4,000 to switch, but the rate underneath decides. See the break-even maths first.
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Tag
Refinance
Articles tagged with Refinance.
6 articles
Mortgage Prison: Why You're Stuck — and Six Ways Out
Making every repayment but new lenders keep saying no? That's mortgage prison. What causes it, and six proven exits that can save about $8,400 a year.
What Is Home Equity? (And How to Calculate Yours)
Home equity is the slice of your property you actually own. How to calculate it, what 'usable equity' means under the 80% rule, and what it could fund.
Home Equity in Australia: The Complete Guide
The complete guide to home equity in Australia: calculate it, grow it, release it at up to 85% LVR for investing or renovating, and dodge the traps in 2026.
Comparison Rate Explained: The Real Cost of Your Home Loan
Comparison rate explained for Australian home loans: what the number includes, why the $150,000 formula misleads, and how to read a loan's true cost in 2026.
85% LVR, No LMI Home Loan Australia — for Every Borrower
85% LVR with no LMI, for any Australian borrower. Buy or refinance with a 15% deposit and skip a ~$20,000 LMI bill. The lifetime saving is closer to $45,000.
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