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Loyalty Tax

Articles tagged with Loyalty Tax.

2 articles

22 Aug 2026
Financial Wellness

How to Negotiate a Better Home Loan Rate (Without Switching)

Your bank's best rate isn't on the website. How to negotiate a lower home loan rate with evidence: five competing offers can turn 0.12% off into 0.60%.

31 Jul 2026
Financial Wellness

Should You Refinance Your Home Loan? The Loyalty Tax Is Real

Should you refinance your home loan? The loyalty tax could cost you $4,000 a year. Run the break-even test and see when switching pays, and when it doesn't.

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