Off the Plan Purchase Australia: 3 Tailwinds for 2026
Off the plan purchase Australia guide: the VIC duty window to April 2027, negative gearing on new builds, the DTI exemption and the settlement risk to plan for.
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First Home Buyer
Articles tagged with First Home Buyer.
15 articles
Cooling-Off Period for Property in Australia: State Guide
Cooling off period for property in Australia: what each state gives you, what withdrawing costs (0.25% in NSW and QLD), and why it vanishes at auction.
Genuine Savings Home Loan Rules: What Counts, What Doesn't
Genuine savings on a home loan: the three-month rule, what counts, what doesn't, and how a gifted deposit or 12 months of rent can still work for you in 2026.
Buying at Auction vs Private Treaty Australia: 2026 Guide
Buying at auction vs private treaty in Australia: clearance rates in the low 40s (Cotality, June 2026) mean buyers hold the power. Which method wins in 2026?
Guarantor Home Loans Explained: Do You Still Need One?
Guarantor home loans explained for Australian first home buyers: how they work, what parents risk, and when the uncapped 5% Deposit Scheme beats one in 2026.
Rentvesting Strategy Australia: Buy Where the Numbers Work
Rentvesting strategy Australia after the May 2026 budget: new builds keep negative gearing against salary, established buys don't. Maths and a worked example.
Buying Property in Australia: Complete Process Guide
The buying property process in Australia, step by step: this guide covers deposits, pre-approval, offers and settlement, with real 2026 costs and timings.
Settlement Day Explained: Home Loan Steps in Australia
Settlement day on a home loan in Australia, step by step: who does what, the real costs on your settlement statement, and the three tasks that prevent delays.
Home Loan Pre-Approval Australia Explained: Why It Matters
Home loan pre-approval Australia explained: what lenders check, how long it lasts, what can void it, and why serious buyers get it before they inspect.
Help to Buy Scheme Australia 2026: 2% Deposit Explained
Help to Buy scheme Australia 2026: new $103k/$165k income caps, 10,000 extra places, 2% deposits. How it works, the catch, the lender panel, who should use it.
Home Buyer Changes 1 July 2026: Australia State by State
ACT scrapped all FHB stamp duty, Help to Buy added 10,000 places and income caps, QLD tightened rules. All the 1 July 2026 home buyer changes, state by state.
LVR Explained: The One Number That Decides What You Pay
Your loan to value ratio affects your deposit, LMI costs and interest rate. Learn how LVR works, why 80% matters, and how some borrowers skip LMI at 95%.
How Much Deposit for a First Home in Australia? Not 20%
How much deposit do you need for a first home in Australia in 2026? As little as 2-5%. The 20% rule is dead. See every pathway and the maths on a $700,000 home.
Stamp Duty Calculator Australia 2026: State-by-State Guide
Stamp duty calculator Australia 2026: the rules moved in every mainland state this year. See state-by-state exemptions and what you'd pay before you sign.
The Complete 2026 Guide for Medicos: Why This Window Is the One You've Been Waiting For
Rates rising, auction clearance falling, prices softening — why 2026 is the best buying window in five years for prepared doctors, dentists and allied health.
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