Wity

Tag

Deposit

Articles tagged with Deposit.

3 articles

3 Aug 2026
Homeownership Hub

LVR Explained: The One Number That Decides What You Pay

Your loan to value ratio affects your deposit, LMI costs and interest rate. Learn how LVR works, why 80% matters, and how some borrowers skip LMI at 95%.

2 Aug 2026
Homeownership Hub

85% LVR, No LMI Home Loan Australia — for Every Borrower

85% LVR with no LMI, for any Australian borrower. Buy or refinance with a 15% deposit and skip a ~$20,000 LMI bill. The lifetime saving is closer to $45,000.

17 Jul 2026
Homeownership Hub

How Much Deposit for a First Home in Australia? Not 20%

How much deposit do you need for a first home in Australia in 2026? As little as 2-5%. The 20% rule is dead. See every pathway and the maths on a $700,000 home.

Have a question we haven't covered yet?

Your Wity broker is a message away. No pressure, no sales pitch — just answers.

Free. No obligation. Takes 2 minutes.