Tag
Borrowing Power
Articles tagged with Borrowing Power.
3 articles
17 Aug 2026
Medical ProfessionalsHow Salary Packaging Affects Your Home Loan Application
Salary packaging can cut $60k+ from your home loan application, or add to it. See how lenders treat packaged income and how doctors keep full capacity.
11 Aug 2026
Financial WellnessAPRA's Serviceability Buffer: Your Rate Isn't Your Rate
APRA held the 3% serviceability buffer in May 2026, so lenders now test your home loan at rates above 9%. What it does to your borrowing power, in real dollars.
17 Jul 2026
Medical ProfessionalsHECS Debt and Home Loan Borrowing Power: 3 New Rules
HECS debt still shrinks home loan borrowing power at most banks. Three rule changes now stack in your favour. See what a medical graduate can borrow in 2026.
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