APRA's Serviceability Buffer: Your Rate Isn't Your Rate
APRA held the 3% serviceability buffer in May 2026, so lenders now test your home loan at rates above 9%. What it does to your borrowing power, in real dollars.
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APRA held the 3% serviceability buffer in May 2026, so lenders now test your home loan at rates above 9%. What it does to your borrowing power, in real dollars.
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